-you're standing at a stop light 50 yards from a McDonalds 'We'll hire you TODAY sign,' and you're drinking a Dunkin Donuts ice coffee, talking on a cell phone, and holding a 'Will work for money' sign
-your grandparents collected, and your parents collected, and now you collect
-you have parents and friends who want to help you
-if you had it and now you don't
I am interested if you genuinely need help and want to help yourself.