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No Down Payment Programs in Stockton and San Joaquin County (Stockton)
3133 March Lane near Feather River
license info:
01462703
offered in person
offered virtually
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đŠ Breakdown of Programs Available
đď¸ 1. StocktonâSpecific Programs
City of Stockton Down Payment Assistance Program
A cityâfunded deferred loan program for firstâtime buyers purchasing within Stockton city limits.
24 total active programs available to Stockton buyers
These include grants, forgivable loans, sharedâappreciation loans, and deferredâpayment loans.
đĄ 2. San Joaquin County Programs
These apply to all cities and unincorporated areas in the county, including Stockton.
San Joaquin County GAP Loan Program
Deferred downâpayment assistance up to 20% of purchase price or $40,000, for lowâincome firstâtime buyers.
Applies in unincorporated areas and cities like Escalon, Lathrop, Manteca, Ripon, Tracy.
STAND + San Joaquin County GAP Loans
Offers $40,000â$80,000 in deferred downâpayment assistance for lowâincome buyers in unincorporated areas.
Delta Housing Affordability Fund (San Joaquin + Contra Costa)
Provides up to $5,000 in closingâcost grants for firstâtime buyers (currently fully allocated).
đŚ Total Count Summary
Area Number of Program
Stockton, CA 24 active programs Includes city, county, and statewide programs.
San Joaquin County 24+ programs Includes all Stockton programs plus county GAP programs and Delta HAF.